You are our #1 priority.

People Centered. Data Driven. Experienced.
Our mission is to offer an innovative approach to help individuals, families, and businesses obtain cost-effective, quality insurance plans. We use comprehensive industry reports and prioritize our relationship with you, ultimately allowing you to make the most informed decisions.
Please note that all prices quoted are subject to change, including due to underwriting.

How Gadit Works?

Insurance by the Numbers

• 50% of people overestimate the cost of term life insurance. Millennials, in particular, overestimate the cost by 213%. If costs are holding you back, don’t worry our team is here to help.

• 70% of all households said they would have trouble covering everyday living expenses after several months if the primary wage earner died.

• 40% of insured wish they had purchased their policies at a younger age. The time is now to get the best deal for you and your family. It’s not too late to make sure your family is covered!

Our Values

• People-Centered.
You are our #1 priority. Our team works with you to make sure we find the policies that best suit you and your family.

• Data-Driven.
The world of insurance is complex and intimidating. Which policy can I afford? Is it worth the expense? How will these decisions affect my family? How do I know what is best for me? Here at Gadit, we use a data-driven approach to ensure that we get the best options for you based on your numbers and goals.

• Experienced.
With over a decade of experience, you can rest assured that our team will deliver quality results, helping you navigate the ins and outs of complex policies. Have questions or concerns?
You can come to us. Gadit gets it!

Do I need Life Insurance?

This is for your loved ones: your child to whom you wanted to give the whole world; your spouse with whom you have built a life; or whoever may be left behind in the wake of your passing. Life insurance ensures that your loved ones will be protected and provided for in the event of your death.

We give you options.

Whole Life Insurance

Whole life, also referred to as permanent life insurance, offers policies that will last the rest of your life. In addition to offering a death benefit, some of the money paid into the policy via your premium builds a “cash value.” This cash value allows you to take out policy loans and to use this money for emergencies.

Mortgage Protection

Generally, these options are decreasing term policies, which means that the policy is set up to match the duration of your mortgage with the amount the policy is worth decreasing in line with your mortgage.

Term Life Insurance

Term life insurance, in comparison to whole life insurance, has a specific end date and tends to be the most affordable option. Typically, the term lasts from 10-30 years. If you pass away during the term, then your beneficiaries are granted the death benefit as indicated in your policy.

Final Expense

Funeral expenses and final debts are often left to family members to incur. These policies are more affordable, generally no more than $50,000 in coverage, with small monthly payments that ensure that all your final expenses are covered.

Where can we help?

States We Cover


License #: W158517


License #: 3396496

North Carolina

License #: 17083073


License #: 1240472

West Virginia

License #: 17083073


License #: 1365251

South Carolina















License #: 17083073


License #: 3676469


License #: 17083073


License #: 3001322903


License #: 3001335125


License #: 1005732



New Mexico












New Jersey

License #: 3001314819

New York

License # LA-1663614
License # LB-1663614


License #: 2150909


License #: 850177


License #: 2672268


License #: 4128185



South Dekota















Get Covered!

Take the first step towards protecting your family and apply for life insurance with Gadit—with no obligation. It’s free, won’t affect your credit score, and no credit is required. Contact one of our brokers today!

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